Ohio health insurance companies are required by the Affordable Care Act legislation to provide rate increase requests of more than 10% to the federal or state government. These price increases will be studied and reviewed, to determine if the changes are fair and warranted. Consumers can voice their opinion regarding the evidence the insurers have provided to justify the premium hikes.
Below, we have provided ACA-compliant plans in Ohio and their requested (from the insurer) rate increases for January 1, 2017 effective dates. It is unlikely that the Department of Insurance will approve all premium increases in their entirety. Information is imported from “Rate Review,” which is managed by the Center for Medicare and Medicaid Services.
Aetna
13.19% – HMO Small Group
9.02% – HMO Sam’s Small Group
7.28% – Indemnity Plan Small Group
12.57% – PPO Small Group
12.97% – Managed Choice – PD – Individual
11.37% – Managed Choice Individual
AultCare
9.95% – Small Group HMO
10.43% – Small Group
24.09% – Individual
Anthem BCBs (Community Insurance)
12.04% – HMO Individual
9.48% – PPO Individual
4.96% – PPO Small Group
2.5% – PPO Off-Exchange
Buckeye Community Health Plan (Ambetter)
-0.79% – Ambetter Individual
-1.14% – Ambetter Individual Plus Vision
CareSource
13.29% – HMO Enhanced Individual
13.53% – HMO Basic Individual
Consumers Life (MedMutual)
1.86% – Off Exchange Individual
1.88% – HMO Individual
Federated Mutual
20.61% – Small Group
Freedom Life
9.98% – Individual
Humana
7.39% – Small Group
12.45% – Cincinnati/No.KY HMOx Small Group
Medical Health Insuring Corp. (Medical Mutual)
-17.13% – MedMutual HMO Individual
-17.17% – MedMutual HMO Off-Exchange
18.32% – MedMutual Connect Small Group
Medical Mutual
18.36% – MedMutual Small Group
Molina
2.36% – Molina Healthcare Individual
Paramount
9.88% – Individual Exchange
2.22% – ALLC OOA Small Group
Pekin Life
5.11% – Choice Plus Small Group
6.47% – Flex Plus Small Group
5.92% – Classic Choice Small Group
Premier Health
39.82% – Premier Individual
39.23% – Premier PD Individual
Summa
1.51% – QHP Group Small Group
4.78% – QHP Group Qualified Small Group
6.22% – QHP Individual Qualified
Health Plan Of The Upper Ohio Valley
7.92% – Silver HMO Small Group
9.04% – Gold HMO Small Group
7.90% – Platinum HMO Small Group
16.64% – Bronze Individual
13.46% – Bronze HMO Small Group
THP Insurance Company
5.40% – Gold PPO Small Group
8.19% – Bronze PPO Small Group
5.64% – Silver PPO Small Group
5.84% – Platinum PPO Small Group
5.92% – Gold HRA Small Group
6.57% – Silver HSA Small Group
18.30% – Bronze HSA Small Group
UnitedHealthcare
6.55% – Heritage Plus Small Group
5.91% – Choice Plus Small Group
6.68% – Navigate Small Group
US Health And Life
6.61% – PPO Small Group
6.65% – HSA Small Group
