Affordable Ohio Health Insurance Plans

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Last Updated on by Ed Harris

2026 Ohio Medicare Advantage plans are available through multiple companies. MA Coverage and rates vary, depending on the type of contract you choose, your age, and which part of the Buckeye State you live. Senior Medigap benefits help reduce your out-of-pocket expenses while providing many different types of benefits. Plans (referred to as C or MA plans) are offered through private carriers with emergency benefits included in and outside of the service area. HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), SNP (Special Needs Plan), HMOPOS (HMO Point-Of-Service), PFFS (Private Fee-For-Service), and MSA (Medical Savings Account).

Listed below are Advantage contracts offered to individuals that qualify for enrollment. Generally, Seniors that have reached age 65 and have signed up for Part B may be eligible for a policy. A six-month period begins the month you reach age 65, regardless of any medical conditions. A separate Open Enrollment period also begins on October 15th and ends on December 7th each year. Ohio Medigap plans and rates can also be viewed. Supplement plans are also reviewed through our website.

Most plans include prescription drug benefits. For plans that don’t include Rx coverage, Part D contracts can be purchased stand-alone with their own formulary lists. Different tiers are provided, with the lowest tiers featuring the cheapest costs, often with copays of $5 and less. Several prescriptions not covered under Part D plans include weight-gain and weight-loss drugs, minerals and vitamins, barbiturates, and testing strips for blood glucose.

2026 Changes

For 2026, the maximum annual out-of-pocket cost spending limit has reduced from $9,350 to $9,250 and availability of plans in many areas has changed. Depending on the county, a smaller number of plans may be offered. Also, the “Special Supplemental Benefit” has changed, with several items no longer included. Several of the items are: alcohol, tobacco, life insurance, and unhealthy food.

Ohio is also one of six states participating in a Medicare pilot program (WISeR) that utilizes AI to determine prior authorization for many expensive high risk treatments. “Wasteful And Inappropriate Service Reduction” will hopefully reduce waste and fraud, and identify specific medical services where abuse may have occurred in the past. The other participating states are Arizona, Oklahoma, Texas, Washington, New Jersey, and Arizona. Twelve procedures are being screened for unnecessary usage. Average premiums also reduced in most areas, and policy Star Ratings are more accurate. Most MA plans have a 5.0, 4.5 or 4.0 Star rating.

Additional new benefits for diabetes patients are available through many plans. Transportation to a physician’s appointment or diabetes education program, and meetings with a nutritionist can now be covered. Cooking classes for improving a diet might also be covered, depending upon the carrier. For asthma sufferers, carpet cleaning and home air cleaners may be a covered benefit. Additional covered expenses may include home improvements such as wider hallways and permanent ramps.

During pandemics (including COVID-19), additional assistance is provided that includes updated information on benefits and policy coverage. The “Part D Senior Savings Model” provides lower insulin costs and 12 acupuncture visits (every 90 days) is available for chronic lower back pain. Also, if the plan changes its network of providers throughout the year, you muts still receive qualified coverage from physicians and specialists. Ample time will be given to choose a new provider.

Prices, deductibles, copays, and availability can vary depending upon your county of residence. Often, vision, hearing, and dental benefits are included. Enhanced comprehensive dental coverage may also be offered for an extra cost. An “Annual Notice Of Change” (ANOC) will inform you of changes in costs and benefits that are effective in January. The “Evidence Of Coverage” (EOC) provides specific information regarding rates and coverage.

New Ohio MA Plans For 2026

AARP Medicare Advantage from UHC OH-18

AARP Medicare Advantage from UHC OH-16

Aetna Medicare Chronic Care

Aetna Medicare Partial Dual

Aetna Medicare Chronic Care Total

Anthem Dual Advantage

Anthem Full Dual Advantage

Anthem Full Dual Advantage 2

Anthem I MyCare Ohio Full Dual Advantage

CareSource MyCare Ohio

DEVOTED CORE 015

DEVOTED C-SNP Plus

DEVOTED C-SNP Premium

DEVOTED Choice EXTRA Ohio

Humana USAA Honor Giveback PPO

Humana USAA Honor Giveback With Rx PPO

HumanaChoice Giveback

HumanaChoice PPO

Humana Together In Health Select

MedMutual Advantage Select

MedMutual Advantage Preferred

MedMutual Advantage Premium

Molina  Complete Care for MyCare Ohio

Perennial Advantage Freedom

Perennial Advantage Premier

Perennial Advantage Strive

Wellcare Buckeye MyCare Ohio Dual Align

Wellcare Dual Liberty

SummaCare Medicare Quartz

SummaCare Medicare Topaz

Zing Elite Diabetes And Heart

Zing Elite Select

Zing Select Care

Zing Select Diabetes And Heart

Zing Select Dialysis

 

Ohio Counties With Most MA Plan Options

113 – Summit County

112 – Cuyahoga County

108 – Portage County

107 – Lorain County

107 – Medina County

107 – Stark County

105 – Lake County

103 – Trumbull County

101 – Geauga County

101 – Montgomery County

100 – Columbiana County

100 – Miami County

100 – Butler County

99 – Clark County

99 – Lucas County

 

 

Ohio Counties With Least MA Plan Options

52 – Athens County

53 – Lawrence County

58 – Pike County

59 – Ashtabula County

59 – Scioto County

60 – Meigs County

61 – Gallia County

61 – Belmont County

65 – Jackson County

66 – Noble County

66 – Jefferson County

67 – Monroe County

68 – Highland County

69 – Williams County

69 – Vinton County

69 – Hocking County

72 – Fayette County

75 – Perry County

76 – Ross County

76 – Knox County

76 – Muskingum County

 

AARP Medicare Advantage From UHC OH-0003 – $33 per month premium and $340 deductible. HMO with $4,100 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 5 days. Outpatient hospital copay is $0-$295. Pcp and specialist office visit copays are $0 and $0-$25. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $131 (Tier 3 preferred generic), n/a (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 4.0. 3,612 formulary drugs available. 19,370 members are enrolled.

AARP Medicare Advantage Patriot No Rx – $0 per month premium. Local PPO with $7,900 maximum out-of-pocket expenses. Inpatient hospital copay is $455 for the first 5 days. Outpatient hospital copay is $0-$455. Pcp and specialist office visit copays are $0 and $0-$50.  Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. Prescription drug coverage is not included. Plan Star rating is 3.0. 3,755 members are enrolled.

AARP Medicare Advantage Essentials From UHC OH-7 – $0 per month premium and $340 deductible. HMO-POS with $5,400 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $0-$350. Pcp and specialist office visit copays are $0 and $0-$30.  Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $12 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $131 (Tier 3 preferred generic), $0 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Plan Star rating is 4.0. 3,612 formulary drugs available. 16,548 members are enrolled.

AARP Medicare Advantage Extras From UHC OH-13 – $0 per month premium and $420 deductible. PPO with $6,700 maximum out-of-pocket expenses. Inpatient hospital copay is $395 for the first 5 days. Outpatient hospital copay is $0-$395. Pcp and specialist office visit copays are $0 and $0-$40. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $12 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 28% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $131 (Tier 3 preferred generic), n/a (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 4.0. 3,612 formulary drugs available. 1,666 members are enrolled.

AARP Medicare Advantage From UHC OH-0001– $101 per month premium and $0 deductible. HMO with $3,900 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 6 days. Outpatient hospital copay is $0-$295. Pcp and specialist office visit copays are $0 and $0-$25. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $8 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 30% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $131 (Tier 3 preferred generic), n/a (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental benefits (exams, cleanings, and x-rays) are included with a $0 copay. Plan Star rating is 4.0. 3,654 formulary drugs available. 1,607 members are enrolled.

AARP Medicare Advantage From UHC OH-0015 – $0 per month premium and $420 deductible. PPO with $6,700 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 5 days. Outpatient hospital copay is $0-$375. Pcp and specialist office visit copays are $0 and $0-$40. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $14 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 28% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $42 (Tier 2 generic), $141 (Tier 3 preferred generic), n/a (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 3.0. 3,625 formulary drugs available. 7,236 members are enrolled.

AARP Medicare Advantage Giveback From UHC OH-17 – $0 per month premium and $495 deductible. PPO with $7,900 maximum out-of-pocket expenses. Inpatient hospital copay is $475 for the first 5 days. Outpatient hospital copay is $0-$475. Pcp and specialist office visit copays are $0 and $0-$55. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $0-$25 and $15. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $14 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 27% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $131 (Tier 3 preferred generic), n/a (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 4.0. 3,625 formulary drugs available. 3,512 members are enrolled.

 

Aetna Medicare Advantra Silver – $0 per month premium and $0 deductible. PPO with $4,900 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $0-$285. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $0-$45 and $110. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $5-$90 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $20 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental benefits (exams, cleanings, and x-rays) and many other services are included with a $0 copay. Plan Star rating is 3.5. 3,612 formulary drugs available.

Aetna Medicare Value Plan (HMO) – $0 per month premium and $150 deductible. PPO with $6,700 maximum out-of-pocket expenses. Inpatient hospital copay is $325 for the first 4 days. Outpatient hospital copay is $0-$350. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $0-$45 and $95. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $0-$110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 30% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $20 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental (and some comprehensive) benefits are included. Plan Star rating is 3.5. 3,612 formulary drugs available.

Aetna Medicare Value Plan (PPO) – $0 per month premium and $0 deductible. PPO with $5,500 maximum out-of-pocket expenses. Inpatient hospital copay is $325 for the first 4 days. Outpatient hospital copay is $0-$350. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $0-$45 and $95. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $0-$110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $20 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental (and some comprehensive) benefits are included. Plan Star rating is 3.5. 3,647 formulary drugs available.

Aetna Medicare Premier 1 – $120 per month premium and $0 deductible. PPO with $5,500 maximum out-of-pocket expenses. Inpatient hospital copay is $220 for the first 6 days. Outpatient hospital copay is $0-$130. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $10-$45 and $110. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $20 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $42 (Tier 3 preferred generic), $99 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $126 (Tier 3 preferred generic), $297 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Limited dental benefits are provided. Plan Star rating is 3.5. 3,672 formulary drugs available.

Aetna Medicare Premier Plus 1 – $198 per month premium and $0 deductible. Regional PPO with $4,900 maximum out-of-pocket expenses. Inpatient hospital copay is $200 for the first 5 days. Outpatient hospital copay is $0-$100. Pcp and specialist office visit copays are $10 and $35. Urgent Care and ER copays are $10-$45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $20 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $42 (Tier 3 preferred generic), $99 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $126 (Tier 3 preferred generic), $297 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental benefits are not provided. Plan Star rating is 3.5. 3,672 formulary drugs available.

Aetna Medicare Premier 2 – $118 per month premium and $0 deductible. PPO with $4,800 maximum out-of-pocket expenses. Inpatient hospital copay is $285 for the first 6 days. Outpatient hospital copay is $0-$170. Pcp and specialist office visit copays are $5 and $35. Urgent Care and ER copays are $5-$50 and $90. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $5-$50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental benefits provided subject to policy limits. Plan Star rating is 4.5.

Aetna Medicare Premier Plus 2 – $179 per month premium and $260 deductible. PPO with $5,100 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $0-$200. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $0-$45 and $90. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $0-$20 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 28% (Tier 5 specialty). 90-Day mail-order prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental benefits provided subject to policy limits. Plan Star rating is 4.0.

Anthem MediBlue Preferred – $0 per month premium and $0 deductible. HMO with $3,800 maximum out-of-pocket expenses. Inpatient hospital copay is $310 for the first 7 days. Outpatient hospital copay is $0-$285. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $30 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $35. 30-Day prescription drug copays are $4 (Tier 1 preferred generic), $10 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $12 (Tier 1 preferred generic), $30 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental benefits are included. Plan Star rating is 4.0.

Anthem MediBlue Access – $56 per month premium and $0 deductible. PPO with $5,500 maximum out-of-pocket expenses. Inpatient hospital copay is $275 for the first 6 days. Outpatient hospital copay is $0 or 20%. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $35 and $90. Lab services are subject to a $0-15 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $4 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $12 (Tier 1 preferred generic), $45 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Dental, vision, hearing, and foot coverage are included subject to policy limitations. Plan Star rating is 4.5.

Anthem MediBlue Access Basic – $83 per month premium and $200 deductible. Regional PPO with $6,000 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 7 days. Outpatient hospital copay is $0 or 20%. Pcp and specialist office visit copays are $10 and $40. Urgent Care and ER copays are $35 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $6 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), 41% (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day prescription drug copays are $18 (Tier 1 preferred generic), $45 (Tier 2 generic), $126 (Tier 3 preferred generic), 41% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Preventative dental benefits are available for an additional $20 per month. Plan Star rating is 4.0.

Anthem MediBlue Access Plus – $89 per month premium and $40 deductible. PPO with $4,300 maximum out-of-pocket expenses. Inpatient hospital copay is $270 for the first 8 days. Outpatient hospital copay is $0 or 15%. Pcp and specialist office visit copays are $0 and $30. Urgent Care and ER copays are $25 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $4 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 32% (Tier 5 specialty). 90-Day prescription drug copays are $12 (Tier 1 preferred generic), $45 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Three dental options are available at a cost of $20, $31, and $51 per month. Plan Star rating is 4.5.

Anthem MediBlue Prime Select – $0 per month premium and $0 deductible. HMO with $3,450 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 6 days. Outpatient hospital copay is $0-$275. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $30 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $2 (Tier 1 preferred generic), $12 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $6 (Tier 1 preferred generic), $36 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Three dental options are available at a cost of $14, $27, and $42 per month. Plan Star rating is 4.0.

Anthem MediBlue Preferred Plus – $19 per month premium and $0 deductible. HMO with $3,650 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $0-$295. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $30 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $4 (Tier 1 preferred generic), $10 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $12 (Tier 1 preferred generic), $30 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Three dental options are available at a cost of $14, $27, and $42 per month. Plan Star rating is 4.0.

Anthem MediBlue Extra – $22.00 per month premium and $480 deductible. HMO with $7,550 maximum out-of-pocket expenses. Inpatient hospital copay is $310 for the first 7 days. Outpatient hospital copay is $0 or 20%. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $35 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-90 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $7 (Tier 2 generic), $47 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 25% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $21 (Tier 2 generic), $141 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Three dental options are available at a cost of $14, $27, and $42 per month. Plan Star rating is 4.0.

Anthem MediBlue Acess Core – $0 per month premium. Regional PPO with $4,900 maximum out-of-pocket expenses. Inpatient hospital copay is $255 for the first 8 days. Outpatient hospital copay is $0-$225. Pcp and specialist office visit copays are $0 and $30. Urgent Care and ER copays are $25 and $90. Lab services are subject to a $0-$15 copay, and outpatient x-rays are subject to a $50-110 copay. Outpatient individual and group mental health therapy visits are $40. Prescription coverage is not included.  Three dental options are available at a cost of $20, $31, and $51 per month. Plan Star rating is 4.0.

Anthem MediBlue Plus – $55 per month premium and $0 deductible. HMO with $4,100 maximum out-of-pocket expenses. Inpatient hospital copay is $285 for the first 6 days. Outpatient hospital copay is $0-$225. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $30 and $90. Lab services are subject to a $0-10 copay, and outpatient x-rays are subject to a $50-100 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $2 (Tier 1 preferred generic), $10 (Tier 2 generic), $37 (Tier 3 preferred generic), $90 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $6 (Tier 1 preferred generic), $30 (Tier 2 generic), $111 (Tier 3 preferred generic), $270 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Three dental options are available at a cost of $14, $27, and $42 per month. Plan Star rating is 4.0.

CareSource Advantage Zero Premium – $0 per month premium and $150 deductible. HMO with $7,550 maximum out-of-pocket expenses. Inpatient hospital copay is $380 for the first 5 days. Outpatient hospital coinsurance is $295. Pcp and specialist office visit copays are $15 and $50. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $35 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $5 (Tier 1 preferred generic), $15 (Tier 2 generic), $45 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 30% (Tier 5 specialty). 90-Day prescription drug copays are $15 (Tier 1 preferred generic), $45 (Tier 2 generic), $135 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Some preventative dental coverage included. Plan Star rating is 3.5.

CareSource Advantage – $25 per month premium and $75 deductible. HMO with $5,600 maximum out-of-pocket expenses. Inpatient hospital copay is $285 for the first 7 days. Outpatient hospital coinsurance is $295. Pcp and specialist office visit copays are $0 and $0-$35. Urgent Care and ER copays are $35 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $35. 30-Day prescription drug copays are $4 (Tier 1 preferred generic), $10 (Tier 2 generic), $45 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 31% (Tier 5 specialty). 90-Day prescription drug copays are $12 (Tier 1 preferred generic), $30 (Tier 2 generic), $135 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Some dental coverage included with 30%-50% coinsurance. Plan Star rating is 3.5.

Cigna Preferred Medicare – $0 per month premium and $0 deductible. HMO with $4,500 maximum out-of-pocket expenses. Inpatient hospital copay is $335 for the first 6 days. Outpatient hospital coinsurance is $0-$335. Pcp and specialist office visit copays are $0 and $30. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $0. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Some dental coverage included. No Plan Star rating.

Cigna True Choice Medicare – $0 per month premium and $0 deductible. HMO with $5,500 maximum out-of-pocket expenses. Inpatient hospital copay is $360 for the first 5 days. Outpatient hospital coinsurance is $0-$345. Pcp and specialist office visit copays are $0 and $30. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $60 copay. Outpatient individual and group mental health therapy visits are $0. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Some dental coverage included. Plan Star rating is 3.5.

Devoted Health Prime – $31 per month premium and $0 deductible. HMO with $4,100 maximum out-of-pocket expenses. Inpatient hospital copay is $295vfor the first 7 days. Outpatient hospital coinsurance is $0-$295. Pcp and specialist office visit copays are $0 and $25. Urgent Care and ER copays are $0-$25 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $0-$25 copay. Outpatient individual and group mental health therapy visits are $25. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Some dental coverage included.

Humana Honor  – $0 per month premium and $0 deductible. PPO with $5,900 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital coinsurance is $0-$325. Pcp and specialist office visit copays are $15 and $45. Urgent Care and ER copays are $15-$45 and $90. Lab services are subject to a $0-$35 copay, and outpatient x-rays are subject to a $15-$110 copay. Outpatient individual and group mental health therapy visits are $30. Prescription drug benefits are not provided. Plan Star rating is 4.0.

Humana Gold Plus – $0 per month premium and $0 deductible. Local HMO with $4,500 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $0-$325. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $0-$40 and $90. Lab services are subject to a $0-$35 copay, and outpatient x-rays are subject to a $0-$110 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $2 (Tier 1 preferred generic), $8 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $6 (Tier 1 preferred generic), $24 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Two comprehensive dental options are offered at monthly rates of $23.80 and $34.10. Plan Star rating is 4.5.

Humana Gold Choice – $83.00 per month premium and $225 deductible.  Inpatient hospital copay is $390 for the first 5 days. Outpatient hospital coinsurance is $0-$365. Pcp and specialist office visit copays are $20-$50. Urgent Care and ER copays are $20-$50 and $90. Lab services are subject to a $0-$35 copay, and outpatient x-rays are subject to a $20-$110 copay. Outpatient individual and group mental health therapy visits are subject to a $40 copay. 30-Day prescription drug copays are $7 (Tier 1 preferred generic), $17 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day prescription drug copays are $21 (Tier 1 preferred generic), $51 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 4.0.

Humana Cleveland Clinic Preferred – $0 per month premium and $0 deductible. Local HMO with $3,900 maximum out-of-pocket expenses. Inpatient hospital copay is $350 for the first 5 days. Outpatient hospital copay is $25-$300. Pcp and specialist office visit copays are $0 and $25. Urgent Care and ER copays are $0-$25 and $90. Lab services are subject to a $0-$25 copay, and outpatient x-rays are subject to a $0-$110 copay. Outpatient individual and group mental health therapy visits are $35. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $15 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Two comprehensive dental options are offered at monthly rates of $32 and $43.30. Plan Star rating is 4.0.

MediGold Southwest OH Essential Care – $0 per month premium and $0 deductible. Local HMO with $4,500 maximum out-of-pocket expenses. Inpatient hospital copay is $345 for the first 5 days. Outpatient hospital copay is $0-$265. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $35. 30-Day prescription drug copays are $2 (Tier 1 preferred generic), $5 (Tier 2 generic), $45 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $6 (Tier 1 preferred generic), $15 (Tier 2 generic), $135 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $18 and $34 per month. Plan Star rating is 4.5.

MediGold True Advantage – $49 per month premium and $0 deductible. Local HMO with $4,200 maximum out-of-pocket expenses. Inpatient hospital copay is $300 for the first 5 days. Outpatient hospital copay is $0-$175. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $40 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $20 copay. Outpatient individual and group mental health therapy visits are $30. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $45 (Tier 3 preferred generic), $75 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $30 (Tier 2 generic), $135 (Tier 3 preferred generic), $225 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $18 and $35 per month. Plan Star rating is 4.5.

MediGold Prime Choice – $0 per month premium and $150 deductible. Local HMO with $5,700 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 5 days. Outpatient hospital copay is $10-$300. Pcp and specialist office visit copays are $0 and $45. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $10 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $2 (Tier 1 preferred generic), $5 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 30% (Tier 5 specialty). 90-Day prescription drug copays are $6 (Tier 1 preferred generic), $15 (Tier 2 generic), $141 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $22 and $41 per month. Plan Star rating is 4.5.

MedMutual Advantage Classic – $0 per month premium and $95 deductible. Local HMO with $5,250 maximum out-of-pocket expenses. Inpatient hospital copay is $335 for the first 6 days. Outpatient hospital copay is $425. Pcp and specialist office visit copays are $5 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to $0-$10 copays, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 31% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $13 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental, plus eyewear benefits are available for an additional $22 per month. Plan Star rating is 4.5.

MedMutual Advantage Choice – $40 per month premium and $55 deductible. HMO with $4,400 maximum out-of-pocket expenses. Inpatient hospital copay is $385 for the first 5 days. Outpatient hospital copay is $420. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to $0-$10 copays, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $5 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 32% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $13 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental, plus eyewear benefits are available for an additional $22 per month. Plan Star rating is 4.5.

MedMutual Advantage Plus – $95 per month premium and $55 deductible. HMO with $3,450 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 6 days. Outpatient hospital copay is $240. Pcp and specialist office visit copays are $0 and $25. Urgent Care and ER copays are $25 and $120. Lab services are subject to $0-$10 copays, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $25. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 32% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental, plus eyewear benefits are available for an additional $22 per month. Plan Star rating is 4.0.

MedMutual Advantage Preferred – $74 per month premium and $55 deductible. PPO with $5,700 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 5 days. Outpatient hospital copay is $430. Pcp and specialist office visit copays are $5 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to $0-$10 copays, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 32% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental, plus eyewear benefits are available for an additional $22 per month. Plan Star rating is 4.5.

MedMutual Advantage Select – $38 per month premium and $95 deductible. Local PPO with $5,900 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 5 days. Outpatient hospital copay is $420. Pcp and specialist office visit copays are $10 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to $0-$10 copays, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 31% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $38 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental, plus eyewear benefits are available for an additional $22 per month. Plan Star rating is 4.5.

MedMutual Advantage Premium – $128 per month premium and $55 deductible. PPO with $3,450 maximum out-of-pocket expenses. Inpatient hospital copay is $375 for the first 6 days. Outpatient hospital copay is $380. Pcp and specialist office visit copays are $0 and $30. Urgent Care and ER copays are $30 and $120. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $30. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 32% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Comprehensive dental benefits are included, subject to policy limitations. Plan Star rating is 4.5.

MedMutual Advantage Secure – $20 per month premium and $95 deductible. HMO with $3,500 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 6 days. Outpatient hospital copay is $335. Pcp and specialist office visit copays are $0 and $20. Urgent Care and ER copays are $20 and $90. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $50 copay. Outpatient individual and group mental health therapy visits are $20. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and 31% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $38 (Tier 2 generic), $118 (Tier 3 preferred generic), 50% (Tier 4 non-preferred), and n/a (Tier 5 specialty).  Comprehensive dental benefits are included, subject to policy limitations. Plan Star rating is 4.0.

Paramount Elite Choice Medical And Drug – $21 per month premium and $0 deductible. HMO with $4,000 maximum out-of-pocket expenses. Inpatient hospital copay is $225 for the first 5 days. Outpatient hospital copay is $200. Pcp and specialist office visit copays are $0 and $35. Urgent Care and ER copays are $35 and $90. Lab services are subject to a $0-$15 copay, and outpatient x-rays are subject to a $25 copay. Outpatient individual and group mental health therapy visits are $35. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $45 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $30 (Tier 2 generic), $135 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental benefits are available for an additional $28.20 per month. Plan Star rating is 4.0.

Paramount Elite Essential Medical And Drug – $200 per month premium and $0 deductible. HMO with $4,900 maximum out-of-pocket expenses. Inpatient hospital copay is $300 for the first 5 days. Outpatient hospital copay is $275. Pcp and specialist office visit copays are $5 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $20 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $20 (Tier 2 generic), $45 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $30 (Tier 2 generic), $135 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental benefits are available for an additional $28.20 per month. Plan Star rating is 4.0.

Prime Time Health Plan Aultimate – $0 per month premium and $200 deductible. HMO-POS with $4,500 maximum out-of-pocket expenses. Inpatient hospital copay is $290 for the first 6 days. Outpatient hospital copay is $350. Pcp and specialist office visit copays are $5 and $45. Urgent Care and ER copays are $65 and $90. Lab services are subject to a $35 copay, and outpatient x-rays are subject to a $100 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $15 (Tier 2 generic), $42 (Tier 3 preferred generic), $95 (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $45 (Tier 2 generic), $126 (Tier 3 preferred generic), $285 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Plan Star rating is 4.5.

Prime Time Health Plan Basic – MA Only – $0 per month premium.  HMO-POS with $3,400 maximum out-of-pocket expenses. Inpatient hospital copay is $275 for the first 6 days. Outpatient hospital copay is 25%. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $65 and $85. Lab services are subject to a $35 copay, and outpatient x-rays are subject to a $100 copay. Outpatient individual and group mental health therapy visits are $35. Prescription coverage is not included.

SummaCare Medicare Topaz – $0 per month premium and $150 deductible. Local HMO with $3,800 maximum out-of-pocket expenses. Inpatient hospital copay is $295 for the first 5 days. Outpatient hospital copay is $300. Pcp and specialist office visit copays are $0 and $45. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0-$10 copay, and outpatient x-rays are subject to a $75-$130 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 30% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $117.50 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $25 per month. Plan Star rating is 4.5.

SummaCare Medicare Ruby – $43 per month premium and $0 deductible. Local HMO with $3,600 maximum out-of-pocket expenses. Inpatient hospital copay is $275 for the first 6 days. Outpatient hospital copay is $250. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to a $0-$8 copay, and outpatient x-rays are subject to a $0-$125 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $117.50 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $25 per month. Plan Star rating is 4.5.

SummaCare Medicare Sapphire – $76 per month premium and $0 deductible. Local HMO with $3,600 maximum out-of-pocket expenses. Inpatient hospital copay is $275 for the first 6 days. Outpatient hospital copay is $250. Pcp and specialist office visit copays are $0 and $40. Urgent Care and ER copays are $40 and $90. Lab services are subject to a $0-$8 copay, and outpatient x-rays are subject to a $0-$99 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $0 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 33% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $25 (Tier 2 generic), $117.50 (Tier 3 preferred generic), $300 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is offered for an additional $25 per month.

The Health Plan SecureCare Option IV – $0 per month premium and $200 deductible. Local HMO with $4,200 maximum out-of-pocket expenses. Inpatient hospital copay is $325 for the first 5 days. Outpatient hospital copay is $0-$275. Pcp and specialist office visit copays are $15 and $45. Urgent Care and ER copays are $65 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $75 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $5 (Tier 1 preferred generic), $10 (Tier 2 generic), $35 (Tier 3 preferred generic), $85 (Tier 4 non-preferred), and 29% (Tier 5 specialty). 90-Day prescription drug copays are $15 (Tier 1 preferred generic), $30 (Tier 2 generic), $105 (Tier 3 preferred generic), $255 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is not available. Plan Star rating is 3.5.

The Health Plan SecureCare Option Il – $64 per month premium and $100 deductible. Local HMO with $6,700 maximum out-of-pocket expenses. Inpatient hospital copay is $250 for the first 5 days. Outpatient hospital copay is $0-$250. Pcp and specialist office visit copays are $10 and $45. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $0-$50 copay. Outpatient individual and group mental health therapy visits are $40. 30-Day prescription drug copays are $3 (Tier 1 preferred generic), $10 (Tier 2 generic), $47 (Tier 3 preferred generic), $100 (Tier 4 non-preferred), and 31% (Tier 5 specialty). 90-Day prescription drug copays are $0 (Tier 1 preferred generic), $0 (Tier 2 generic), $94 (Tier 3 preferred generic), $200 (Tier 4 non-preferred), and n/a (Tier 5 specialty). Comprehensive dental coverage is not available. Plan Star rating is 3.5.

The Health Plan SecureCare Option I MA Only – $0 per month premium. Local HMO with $3,900 maximum out-of-pocket expenses. Inpatient hospital copay is $250 for the first 5 days. Outpatient hospital copay is $0-$250. Pcp and specialist office visit copays are $5 and $45. Urgent Care and ER copays are $45 and $90. Lab services are subject to a $0 copay, and outpatient x-rays are subject to a $0-$50 copay. Outpatient individual and group mental health therapy visits are $40. Prescription coverage is not included. Comprehensive dental coverage is available for an additional $23 per month. Plan Star rating is 3.5.

Medicare Advantage in Ohio for Diabetes is also offered. The Humana Gold Plus – Diabetes And Heart (HMO C-SNP) plan is widely available  with a monthly premium of $15. the deductible is $200, and the preferred generic, generic, and preferred brand drug copays are $7, $17, and $47. The primary and specialist office visit copays are $10 and $45. The lab services copay is $0-$35 and outpatient x-rays are subject to $10-$110 copays. Occupational therapy is subject to $10-$40 copays.

Several Medicare consumer publications are available for Ohio residents. The shoppers guide explains how supplemental plans work with Parts A and B benefits. Although it is not a legal document, regulations, rulings, and legal guidance is provided. The publication includes sections on buying, patient rights, persons with a disability or ESRD, and definitions. Upon request, we will email the latest edition.