Affordable Ohio Health Insurance Plans

Compare Ohio Medicare Advantage plans and view all benefits and rates in all Ohio counties. MA plans are available to Seniors.

Review affordable Medigap health insurance plans in Ohio for Seniors receiving Medicare benefits. During Open Enrollment and other eligible periods, you can easily compare quality Supplement coverage from top-rated companies. You also may be able to reduce your out-of-pocket expenses by filling in the gaps that original benefits do not cover. We simplify the comparison, application, and enrollment process, so you can quickly obtain secondary needed coverage for standardized A-N policies. Advantage and Part D prescription drug plans are also available. There are no maximum out-of-pocket expenses, unless you have a Supplement plan. Any physician, specialist, or facility, that accepts Medicare, can be used. If you travel internationally, an additional policy may have to be purchased. The SHIP program can provide free counseling for many coverage-related decisions. The BFCC-QIO (Benefits Coordination And Recovery Center) should be notified if you are not satisfied with specific covered services. In the Buckeye State, Plans N and G are more similar than other states, since providers do not bill Part B excess charges. Cost of coverage is only difference between policies with the same letter offered by different companies. Note: Medicare Part B premiums increased to $185 for 2025, a 5.9% increase. The annual deductible also increased from $240, and the Part A inpatient deductible...

Anthem Ohio health insurance quotes are available on our website at the  lowest direct rates provided by the insurer. Anthem Blue Cross Blue Shield individual, small business and family  policies include catastrophic plans, comprehensive plans, and Health Savings Accounts (HSAs). Senior Medicare, dental, vision, travel medical, and prescription drug plans are also offered. Exchange policies include 10 required essential benefits. ACA-compliant plans (applicants under age 65) are available in 48 counties, and a larger market share in the Buckeye State is possible next year. Supplement plans for persons that have reached age 65 are also very popular choices. The Pathway HMO provider network is used.  Anthem files plans through the name "Community Insurance Company." Telehealth office visits are included in benefits and often are not subject to a policy deductible. A 24/7 nurse line and the Sydney Health App provide free online assistance for Ohio residents. The 48 counties offering under-65 coverage are Adams, Athens, Auglaize, Belmont, Brown, Butler, Clinton, Columbiana,  Coshocton, Crawford, Erie, Fayette, Gallia, Gurnsey, Hamilton, Hardin, Harrison, Highland, Hocking, Holmes, Jackson, Jefferson, Knox, Lawrence, Mahoning, Marion, Meigs, Mercer, Monroe, Morgan, Morrow, Muskingum, Noble, Ottawa, Paulding, Perry, Pike, Putnam, Richland, Ross, Trumbull, Tuscarawas, Vinton,...

Humana individual health insurance plans in Ohio are available at attractive prices. Both on and off-Marketplace coverage may return in 2024 although Senior Medicare and Group plans are currently offered. Once the under-65 OE period ends, coverage can be purchased from other carriers by qualifying for one of several SEP (Special Enrollment Period) exemptions. You can view free quotes on our website, compare multiple plans and apply for  brand-name product benefits in less than 15 minutes. Medigap (Supplement and Advantage) contracts are offered to persons that have reached age 65 and are Medicare-eligible. Since MedSup plans are standardized (no difference in benefits from one carrier to another), the specific plan will have to be available in the County where you reside. 2024 Prices can vary in each county. Advantage plans may also have differences in copays, deductibles, and out-of-pocket expenses. HumanaOne vision and dental plans are very popular options.   Humana Senior Health Insurance Plans In Ohio Annual enrollment (AEP) occurs between October 15th and December 7th each year. Your effective date of changes or new policies you purchase is January 1st. You can change from one Medicare Advantage or dug prescription plan to another, and also return to conventional Medicare coverage and purchase a Supplement (Medigap) policy. NOTE: From January 1 to February 15th, you...

HealthSpan health insurance rates in Ohio were among the cheapest options for individuals, Medicare patients, and small businesses in the service area. Locally based in Cincinnati, they are a non-profit company that works with Catholic Health Partners (CHP), the Buckeye State's biggest medical system. Their HSA plans were popular Marketplace options for single persons and families. HealthSpan purchased Kaiser Foundation Health Plan of Ohio in 2013 and also took over Kaiser Permanente policies. At that time, all Kaiser policies continued in force without interruption. And now,  commercial, individual, Medicare, and Medicaid options are offered to residents of the state. But HealthSpan (part of MercyHealth) ceased offering Marketplace plans, due to excess claims and high administrative and operating expenses. After losing more than $100 million in the first six months of 2015, it became quickly clear that the loss of the Kaiser business and other factors would force the termination of all health insurance policies. Medigap plans for Seniors, and private individual coverage have been terminated, with Medical Mutual partnering in the transition, to help customers find new policies. As of December 31, 2016, private medical contract for persons under age 65, Medicare Advantage, and Medicare Plus contracts were no longer in effect. Although Medical Mutual options were offered, if...

The process of buying health insurance in Ohio has changed. Policy benefits are different, rates are no longer the same, medical questions are no longer asked, and individual and family federal subsidies can reduce the premium you pay. We will always provide the lowest prices, and you are now further helped by federal assistance. However, you can also choose  policies that receive no federal or state financial aid (Marketplace, CHIP, or Medicaid). Senior Medigap plans are not impacted since Supplement and Advantage plans are designed to cover persons that have reached age 65 or are eligible for Medicare. Part D  prescription drug plans  are offered separately, and are often used in conjunction with MA plans without drug benefits. But perhaps the biggest difference is the introduction of "Metal" plans several years ago. There are four healthcare categories comprised of "Platinum," "Gold," "Silver" and "Bronze" policies. The principal differences in plan coverage are related to the percentage of costs paid for essential health benefits, which, by law, must be included on all four medal contracts through the Ohio Health Exchange. There is also a separate "catastrophic" category that features the cheapest available plans. However, there are enrollment requirements including qualifying for special "financial hardship" status. Some of the requirements include being homeless, a...