The Buckeye State offers many medical insurance plans that are budget-friendly, and accepted by most Ohio physicians, specialists, and hospitals. Group, private, Senior, student, and short-term coverage is available in all parts of the state. However, the number of available companies has been reducing for persons under age 65 that are not eligible for Medicaid or early Medicare. Anthem BCBS, Aetna, Humana, Premier, and UnitedHealthcare will not offer ACA-compliant coverage in 2018.
Your health insurance quote is just seconds away! Instantly, you will be able to see prices from all carriers and the plans they offer. And don’t worry. We don’t need your phone number. We only consider high-quality health insurers, and we also filter out several companies that are not rated “A” by A.M. Best Company or have had consumer complaint issues.
Lowest Available Rates
Our quoted rates are the lowest you’ll find from any licensed broker or authorized website. We’re located just North of Cincinnati and will help you find affordable medical plans at prices that simply can’t be beat. Like most states, premiums are regulated by the Department Of Insurance. We utilize “direct” pricing and update prices and benefit changes daily. Typically, there are no “enrollment” or “application” fees for qualified plans. However, “short-term” plans often charge a one-time fee of approximately $15-$25.
Dozens of out-of-state websites can be found online. But many of these sites recommend outdated and unpopular plans that often are not the best option. And these websites may not be able to accurately explain the differences between Ohio plans that appear similar, but are actually quite different. With more than 35 years of insurance experience, we’ll locate the policies that help you the most, but cost the least.
When we prepare your report, all of the different types of plans will be presented to you. Comprehensive plans. Catastrophic plans. And Health Savings Accounts (HSAs). Also…your quote is always personalized to insure you’re getting the coverage you need. For example, if there are small children in the household, immunizations and well-checkups will be emphasized, although all qualified plans provide 100% coverage for preventive benefits.
Senior Medigap Options For Applicants That Have Reached Age 65
Medicare Supplement contracts are standardized, which means that, benefits for the same types of policies (A, B, C, etc…) can not vary from one carrier to another. For example, all plans (A, B, C, D, F, G, K, L, M, and N) cover Part A coinsurance and hospital expenses for 365 days after Medicare benefits end. Plans C and F cover the Part D Deductible. And Plans F and G cover Part B excess charges.
This standardization helps consumers compare plans, since prices, and not benefits, are the main differences. Medicare Advantage plans, and Part D prescription drug plans, however, are not standardized, so properly comparing features is more challenging. Also, not all Advantage contracts include prescription benefits.
Less-Expensive Under-65 Major Medical Plans
If you prefer a major medical policy that features low rates, we’ll pick plans that remove the coverage that you don’t need, and shouldn’t pay for. If you only need benefits for a few months, there are plans specifically designed for that purpose.And of course, you can terminate your policy at any time with a phone call, email or hard-copy letter.
Our state-of-the-art quoting process allows you to instantly view and compare prices. We also make the application process easy, and of course, never share your information. To view your quotes, we have provided boxes at the top of this page that will simply and streamline the process.