Affordable Ohio Health Insurance Plans

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Ohio Health Savings Accounts have a new contribution limit for 2010. The annual contribution limits have been increased to $3,050 for individual HSA coverage and $6,150 for family  coverage. The 2010 minimum annual deductible is $1,200 for individual HSA coverage and $2,500 for family  coverage.



Guidelines and Changes from 2009 to 2010

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Out-of-Packet maximum




Maximum contribution




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Out-of-Pocket Maximum




A Health Savings Account (HSA) is an affordable option to traditional medical coverage that offers Ohio residents an alternative method to pay for their health care. HSAs enable you to pay for current medical, dental, and vision expenses, and save for future qualified medical expenses on a tax-free basis. Most major companies offer them. The most competitive rates are offered by Anthem Blue Cross, Medical Mutual, Aetna, UnitedHealthOne and Humana. Several smaller carriers offer policies, although their prices are not as competitive.

You must be covered under a High Deductible Health Plan (HDHP) to qualify to make a contribution. An HDHP is an inexpensive  policy that costs substantially less than a traditional plan, and offers you the opportunity to deposit the money you save into the HSA. You can choose the level of risk (if any) you would like to take, or simply deposit funds in a “fixed interest” account.

We research all Group and private plan options for consumers. Regardless where you live or your what medical conditions exist, our shopping helps you find lower premiums. Only the highest-quality plans are considered with “qualified” policies offering preventive coverage that is not subject to a deductible. The quoted rates are the lowest allowable by the state, since premiums are mandated. That ultimately protects the consumer.

To instantly view, compare or apply for an Ohio HSA, please click on the “Get Instant Quote” button at the top of this page.