The MOST expensive Ohio health insurance plans? Now wait a minute! Buckeye State residents don’t care about expensive plans. You want me to do what I do best…find the most affordable coverage. Right? Of course!
Well…today I’m going to deviate a bit. I spend 20 hours per day (OK…it seems that long) quoting, preaching, researching and writing about the cheapest available plans. Almost all of this blog’s content deals with saving you, the consumer, money. Whether it’s short term coverage, a policy you keep quite a while, comprehensive benefits, or a cheap catastrophic option, we know all of the details.
Today is different. I have researched hundreds of plans from the major companies in an effort to find the ten most expensive Ohio individual policies. These plans are terrific policies, with rich coverage, and low out-of-pocket expenses. But…they are very expensive. OK. Here they are:
1. Humana Portrait Share 80 Plus RX Unlimited $1,000 Deductible
2.Celtic Preferred Managed Indemnity Plan $1,000 Deductible
3. UnitedHealthOne Copay Select 0% Coinsurance $500 Deductible
4. Med Mutual SuperMed One Standard 500 with Office visit and RX $500 deductible
5.Anthem Premier 80% BuyUp RX $250 Deductible
6.Anthem Premier 80% BuyUp RX $500 Deductible
7.Aetna First Dollar PPO 30 No Deductible
8.Celtic Preferred Managed Indemnity Plan $500 Deductible
9.Humana Portrait Share 80 Plus RX Unlimited (ded) $1,000 Deductible
10. Anthem Premier 80% BuyUp RX $1,000 Deductible
And there they are! The 10 most costly individual medical plans. Although many available riders are available (maternity, accidental benefits, extra liability etc…), none were included. Each plan is quite comprehensive, with office visit, prescription, and major medical coverage.
January 2012 – Thankfully, many of these plans are no longer available. There are still a lot of expensive health care plans, so we’ll do our best to steer you away from them. Of course there are many more low cost policies offered by every company, so those are the options we’ll focus on.
September 2012 – See! We really do update our content on the website. It appears that just about all of the plans from that list have either been withdrawn or have undergone major design changes. Was it because of our blog post? I doubt it, but we know the major insurers always watch what we write about because of our large readership.
May 2017 – All of the above-mentioned plans are no longer offered. New Marketplace plans have replaced them, and it’s possible that new plans will replace Marketplace plans in 2019!