Affordable Ohio Health Insurance Plans

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Middletown Ohio health insurance rates are extremely affordable compared to other parts of the Buckeye State and the Midwest. Marketplace, Medicare, and non-ACA plans are offered. The entire Miami Valley area, including Springboro, Franklin, Miamisburg, West Carrollton, and Carlisle feature some of the area’s lowest prices. Butler and Warren Counties offer many Senior Medicare and under-65 plans with large provider networks. The Southwestern part of the state features many low-cost options.

We’re located in Springboro, so we are familiar with the policies that will fit your specific needs and budget the best. Solutions for yourself and any family member will save you money and simplify the comparison process. You will also be continuously updated regarding any news or updates that impact your coverage. Obamacare Exchange, single and family, and temporary coverage can provide the low-cost medical benefits that you need. Enrollment in non-ACA plans is offered at all times, although coverage may be subject to medical underwriting.

Get The Lowest Prices

The quotes and prices you obtain from this website are the lowest available Marketplace rates offered by each carrier. It’s the law, since published rates are mandated and can not be changed. You will never pay a fee for any help we provide, and we continue to be proudly recognized as the state’s finest online consumer resource for comparing and applying for coverage. Provider network information is always provided so you can save money when you visit a physician, specialist, or all other medical facilities.

Some of the free services we provide, include assisting comparing and enrolling in State Exchange plans, calculating the amount of your federal subsidy, providing the most unbiased and accurate advice available, and giving you expert service for as long as you live in Ohio. Whether you want a federally-subsidized Obamacare plan, or non-compliant policy, we’ll review and show you the best options. CHIP and Medicaid options are offered to low-income applicants in the area, including nearby cities Trenton, Mason, Hamilton, Lebanon, Kettering, and Centerville.

Surrounding Counties

Butler, Warren. Montgomery, and other surrounding counties feature some of the best hospital facilities in Ohio, which can ultimately reduce medical costs. Some of these hospitals include Atrium Medical Center, West Chester Hospital, Fort Hamilton Hughes, Kettering Medical Center-Sycamore, Mercy Health, Bethesda North and Miami Valley Hospital. All are located within 20 miles of Middletown, allowing for easy access for local residents and businesses.

Additional nearby hospitals include Butler County Medical Center, Jewish Hospital, Mercy Hospital (Fairfield), Dayton Heart Hospital, Children’s Medical Center, Clinton Memorial Hospital, and Greene Memorial Hospital. Many new Urgent Care facilities have been built within the last 10 years. Nearby Urgent Care facilities include Monroe (262 N. Main Street), Franklin (333 Conover Drive), Springboro (752 N. Main Street), Centerville (6071 Far Hills Avenue), and Sharonville (2884 E. Kemper Road).

UnitedHealthcare, Medical Mutual, Anthem Blue Cross, CareSource, Humana, Aetna, Molina, and Ambetter offer some of their lowest individual and group premiums in the area, along with several surrounding counties. National General also offers attractive temporary rates in the Buckeye State. If you aren’t certain the length of time you need benefits, a “short-term” plan should be purchased. Rates are extremely low, and policies are usually issued in less than 24 hours.

Coverage on temporary plans can be issued up to 24-36 months, although pre-existing conditions are not covered. Copays on office visits and prescriptions are generally available, although a higher premium may be required. Urgent Care visits, however, are often an included benefit, subject to only a copay. Online teledoc benefits are offered by most carriers.

Last year, Anthem introduced a new temporary plan (Enhanced Choice). Although premiums are higher than most carriers, pre-existing conditions can be covered and the large nationwide Anthem network can be utilized. Many deductible options are available, and policies can be quickly approved, and if needed, terminated by you at any time.

Medicare Advantage plans in Ohio are also very popular.  In Butler County, 105 plans are available, and in Warren County, 99 plans are available. Plans with the highest enrollment include Anthem MediBlue Preferred, Anthem MediBlue Dual Advantage, UnitedHealthcare Dual Complete LP, AARP Medicare Advantage Plan 2, Molina Dual Options MyCare Ohio, MediGold Mount Carmel Premier, and MediGold Mount Carmel No Premium.

The highest-rated Medicare Advantage plans in Ohio (Butler County) are: MedMutual Advantage Classic, MedMutual Advantage Access, MedMutual Advantage Signature, MedMutual Advantage Secure, MedMutual Advantage Advantage Choice, MedMutual Advantage Select, MedMutual Advantage Preferred, MedMutual Advantage Plus, Devoted GIVEBACK Ohio, MedMutual Advantage Premium, Devoted CORE Ohio, Devoted PRIME Ohio, and UnitedHealthcare Nursing Home Plan 2.

Under Age-65 Sample Monthly Rates  (Zip Code 45044 Warren County)

Single individual age 35 with $30,000 income:

$44 – Medical Mutual Market HMO 8700

$44 – Anthem Bronze Pathway X HMO 8700

$45 – Medical Mutual Market HMO 8000

$50 – Ambetter Essential Care 1

$77 – Molina Constant Care Silver 7 200

 

Married couple ages 45 with $44,000 income:

$57 – Medical Mutual Market HMO 8700

$57 – Anthem Bronze Pathway X HMO 8700

$60 – Medical Mutual Market HMO 8000

$73 – Ambetter Essential Care 1

$135 – Molina Constant Care Silver 7 250

 

Married couple ages 45 and two children with $70,000 income:

$95 – Medical Mutual Market HMO 8700

$95 – Anthem Bronze Pathway X HMO 8700

$99 – Medical Mutual Market HMO 8000

$118 – Ambetter Essential Care 1

$216 – Molina Constant Care Silver 7 250

 

Married couple ages 55 and two children with $76,000 income:

$121 – Medical Mutual Market HMO 8700

$122 – Anthem Bronze Pathway X HMO 8700

$127 – Medical Mutual Market HMO 8000

$153 – Ambetter Essential Care 1

$287 – Molina Constant Care Silver 7 250

Married couple ages 62 with $60,000 income:

$171 – Medical Mutual Market HMO 8700

$172 – Anthem Bronze Pathway X HMO 8700

$177 – Medical Mutual Market HMO 8000

$201 – Ambetter Essential Care 1

$326 – Molina Constant Care Silver 7 250

 

Most Popular Medicare Advantage Plans Offered in Middleton Area

Anthem MediBlue Preferred – HMO plan with $0 monthly premium and $0 deductible.

Anthem MediBlue Dual Advantage – HMO plan with $0 monthly premium and $0 deductible.

Anthem MediBlue Access Basic – PPO plan with $83 monthly premium and $200 deductible.

Anthem MediBlue Preferred Plus – HMO plan with $19 monthly premium and $0 deductible.

UnitedHealthcare Dual Complete LP – HMO plan with $0 monthly premium and $0 deductible.

Humana Gold Plus – PPO plan with $0 monthly premium and $0 deductible.

AARP Medicare Advantage Plan 2 – HMO plan with $20 monthly premium and $0 deductible.

AARP Medicare Advantage Plan 6 – HMO plan with $0 monthly premium and $195 deductible.

Molina Dual Options MyCare Ohio – Medicare-Medicaid plan with $0 monthly premium and $0 deductible.

MedMutual Advantage Classic – HMO plan with $0 monthly premium and $95 deductible.

HumanaChoice – PPO with $19 month

Aetna Medicare Value Plan – PPO plan with $0 monthly premium and $150 deductible.

Aetna Medicare Premier  – HMO plan with $0 monthly premium and $0 deductible.

 

Senior Medicare Supplement Monthly Rates (Male Age 65 Butler And Warren Counties)

$34 – United American G (HD)

$34 – United American F (HD)

$37 – New Era Life G (HD)

$37 – New Era Life Plan F (HD)

$40 – Medico Plan G (HD)

$42 – Medico Plan F (HD)

$44 – Bankers Fidelity Plan G (HD)

$44 – United States Fire Plan G (HD)

$45 – Great Southern Life F (HD)

$45 – Mutual Of Omaha G (HD)

$46 – Humana G (HD)

$78 – AARP-UnitedHealthcare Plan A

$85 – AARP-UnitedHealthcare Plan N

$87 – SBLI USA Life Plan N

$89 – National Health Plan N

$90 – Medico Plan N

$90 – Elips Life Plan N

$91 – Mutual Of Omaha Plan N

$91 – United States Fire Plan N

$91 – Accendo Plan N

$91 – Manhattan Life Plan N

$92 – Continental Life Plan N

$93 – National Health

$94 – Capitol Life

 

There are many affordable quality Middletown area insurance plans. As a local broker, we research, advise and recommend the best plans for your budget. Regardless if you qualify for an Affordable Care Act subsidy, Medicare, or Medicaid, we can help.