Affordable Ohio Health Insurance Plans

Compare Ohio Medicare Advantage plans and view all benefits and rates in all Ohio counties. MA plans are available to Seniors.

MedSup Ohio plans for Seniors are available. Review, compare, and apply for Medicare Supplement plans from a variety of insurers.

Anthem Blue Cross Ohio health insurance plans. Compare Senior Medicare and ACA under-65 plans in all counties and easily enroll for a policy.

Humana Ohio health insurance rates can be instantly viewed. Compare Senior Medicare and under-65 plans in all counties of the Buckeye State.

HealthSpan health insurance rates in Ohio were among the cheapest options for individuals, Medicare patients, and small businesses in the service area. Locally based in Cincinnati, they are a non-profit company that works with Catholic Health Partners (CHP), the Buckeye State's biggest medical system. Their HSA plans were popular Marketplace options for single persons and families. HealthSpan purchased Kaiser Foundation Health Plan of Ohio in 2013 and also took over Kaiser Permanente policies. At that time, all Kaiser policies continued in force without interruption. And now,  commercial, individual, Medicare, and Medicaid options are offered to residents of the state. But HealthSpan (part of MercyHealth) ceased offering Marketplace plans, due to excess claims and high administrative and operating expenses. After losing more than $100 million in the first six months of 2015, it became quickly clear that the loss of the Kaiser business and other factors would force the termination of all health insurance policies. Medigap plans for Seniors, and private individual coverage have been terminated, with Medical Mutual partnering in the transition, to help customers find new policies. As of December 31, 2016, private medical contract for persons under age 65, Medicare Advantage, and Medicare Plus contracts were no longer in effect. Although Medical Mutual options were offered, if...

The process of buying health insurance in Ohio has changed. Policy benefits are different, rates are no longer the same, medical questions are no longer asked, and individual and family federal subsidies can reduce the premium you pay. We will always provide the lowest prices, and you are now further helped by federal assistance. However, you can also choose  policies that receive no federal or state financial aid (Marketplace, CHIP, or Medicaid). Senior Medigap plans are not impacted since Supplement and Advantage plans are designed to cover persons that have reached age 65 or are eligible for Medicare. Part D  prescription drug plans  are offered separately, and are often used in conjunction with MA plans without drug benefits. But perhaps the biggest difference is the introduction of "Metal" plans several years ago. There are four healthcare categories comprised of "Platinum," "Gold," "Silver" and "Bronze" policies. The principal differences in plan coverage are related to the percentage of costs paid for essential health benefits, which, by law, must be included on all four medal contracts through the Ohio Health Exchange. There is also a separate "catastrophic" category that features the cheapest available plans. However, there are enrollment requirements including qualifying for special "financial hardship" status. Some of the requirements include being homeless, a...