Affordable Ohio Health Insurance Plans

Low-cost medical plans in Ohio are exactly what you expect - easy on your budget! Generally, these policies cost 30%-60% less than most other healthcare plans, but still provide many of the benefits and coverage you need. Since you can easily customize the policies to match your budget and specific concerns, these "bargain" options have become very popular, and don't have to be purchased through an employer. We are a local Ohio Agency and we guarantee that your quoted rate will be the lowest available by each company. Instantly, you can look up, compare or apply for high quality medical insurance policies. It does not matter if you are single, a family of eight, uninsured or self-employed, we research all available plans and provide the best and most affordable options. A variety of choices from multiple carriers can be instantly viewed. Local Expert Guidance As an Ohio-based company, we offer insurance to individuals and small businesses. Both federally-subsidized Marketplace plans, and non-Obamacare policies are offered. Whether you live in Cincinnati, Toledo or any part of the state, we study local prices so you can quickly compare the options that best fit your household needs. If you are eligible for free financial help from the government, we feel it's important you know about it. A combination of human and modern technology is used to provide the widest assortment of...

Parma Ohio health insurance rates are very affordable compared to other parts of the country, and many low-cost options are available. The cost of medical care in Cuyahoga County has historically been cheaper than other larger cities in the US. Generally, emergency-room, hospital, and office visit charges in the Parma area, are less expensive than most other states in the Midwest. Multiple carriers offer low-cost plans and Senior Medicare products are widely available. Many health plans cost less than $10 per month for an individual and less than $100 per month for a family. Small-business rates are also competitive. Ohio Exchange plans allow you to use a federal tax credit subsidy to reduce your cost. Therefore, depending on your adjusted gross income (AGI) when you file your tax return, it's possible your net premium will be $0. Changes in household income throughout the year can impact the subsidy level. Persons that reach age 26 must be covered on their own plan. Additional towns and cities in the area include Seven Hills, Brooklyn, Cleveland, Maple Heights, Parma Heights, Brook Park, Lakewood, North Royalton, Broadview Heights, and Garfield Heights. The three zip codes most commonly used for rating Marketplace plans are 44134, 44130, and 44129. Additional local zip codes include 44128, 44127, 44126, 44125, 44124, 44123, 44122, 44121, 44135, 44136, 44137, 44138, and...

Affordable health insurance in Cleveland is available directly from our website in minutes. Compare multiple carriers and choose single and family plans that provide comprehensive benefits at a surprisingly low cost. Ohio medical coverage is offered by many top-rated companies. Senior Medigap plans (Advantage, Part D, and Supplement) are available to applicants that are eligible for Medicare in Cuyahoga County. With or without the help of federal tax subsidies, we show you the lowest direct rates from all available companies. Whether you live in Shaker Heights, Beachwood, Cleveland Heights, or the surrounding area, there are affordable options for persons under age 65 and Seniors. Most companies extend their provider network to Western Pennsylvania, with emergency treatment covered throughout the US. Many Michigan and Pennsylvania  providers are also included in local networks. Available Companies We provide the lowest prices offered from all of the major carriers. No other person, website or Exchange can legally offer a lower premium since plans are regulated to protect consumers. Companies available for persons under age 65 are Ambetter (Buckeye Health), Anthem, Medical Mutual,  Molina, Oscar, and CareSource. UnitedHealthcare (see below), Aetna, and Humana offer Group plans for small and large businesses, but not private coverage. InHealth and HealthSpan have exited the...

Compare Medical Mutual individual or family health insurance plans and easily enroll. More than one million persons are currently covered. View customized Marketplace policies that provide quality benefits at the lowest possible rates. Senior MM Medigap plans are also offered. Supplements, Advantage, and Part D prescription coverage is available to applicants that have reached age 65.  "Off-Exchange" plans can also be purchased, although a federal subsidy would not be included. Medical Mutual of Ohio is one of the Buckeye State's oldest health insurance companies. Established in 1934, this non-profit carrier offers affordable medical coverage to single persons, students, families, and small or large business owners. Their rates are the most competitive of all of the large insurers. Until the Affordable Care Act was passed, they also offered high-risk plans through the state risk pool. The NCQA (National Committee for Quality Assurance) has accredited MM for their HMO, PPO, and EPO products. We help you find the policy that best covers your personal needs at the lowest available rate. We review and service MM policies  and provide carrier-direct prices. It is not possible to get a lower rate through the insurer, another broker, or the 2024 Marketplace Exchange. Additional coverage is available for large and small employers, and ancillary products, including dental and vision...

Affordable Toledo health insurance can be purchased directly from our website. We represent all primary Ohio carriers and help you instantly compare online quotes and apply for the best options. If you need business, individual, or family medical coverage in Lucas County or the surrounding area, we find the best solutions at rates you can afford. Senior medical benefits are available for persons that have reached age 65 and are eligible for Medicare. Many Advantage, Supplement, and Part D prescription drug plans are offered, along with stand-alone ancillary products. Rates in the area are often lower than other parts of Ohio, such as Cleveland, Canton, or Akron. Possible reasons are more competitive physician charges, lower facility and hospital semi-private room charges, and favorable medical malpractice premiums. Additional area cities that utilize the same provider networks include Maumee, Oregon, Sylvania, Holland, Perrysburg, Rossford, Frankford, and Rocky Ridge. Note: Paramount Insurance plans are offered in Lucas County. Prices are typically fairly competitive compared to other carriers. For the last 10 years, the lowest rates have been traditionally in the Columbus and Dayton areas, although the gap is getting smaller. When Marketplace coverage became available eight years ago, subsidized plans helped reduce premiums and added many comprehensive benefits, including...

Affordable Canton Ohio and Stark County health insurance plans are available. The most reputable larger insurers offer quality medical plans at competitive rates. The Northeastern part of the state offers a wide selection of PPO, HMO, EPO, and small business options. Self-employed persons can take advantage of tax breaks, instant tax credits (federal subsidy) and flexible and customized benefits. Typically, rates in Stark County tend to be slightly lower than the counties north of the city, such as Cuyahoga, Lorain, Lake and Geauga. And most of neighboring Pennsylvania’s counties have higher prices than Northeastern Ohio. However, UPMC and Highmark offer many low-cost policies in Allegheny County. Additional local cities with competitive rates include Louisville, Massillon, Green, Portage Lakes, Alliance, Barberton, Dover, Tallmadge, Cuyahoga Falls, Wadsworth, and Kent. Under-65 plans in Stark County are offered by the following companies: Anthem, Ambetter, AultCare, CareSource, Medical Mutual, Molina, Oscar, and SummaCare. Senior Medicare plans are offered by many insurers, including AARP (UnitedHealthcare), Aetna, Allwell, Anthem, CareSource, Cigna, Humana, Prime Time, SummaCare, Gateway, Medical Mutual, United American, Americo, Devoted, Molina, The Health Plan, Medico, Aetna, Bankers Fidelity, Transamerica, Oxford Life, Philadelphia American, and Sentinel Security. Canton...

Term life insurance rates in Ohio have been steadily reducing for the last 20 years. Better mortality, increased competition and lower expenses have all contributed to the price reduction. The trend should continue, despite some recent speculation that prices may be increasing. 10-Year and 20-Year plan costs have never been lower for both males and females, as the population continues to live longer. Term protection covers a person against death for a specified period. Prices are substantially less than whole Life, variable life, or universal life insurance, giving the flexibility to invest your money elsewhere. Policies can be terminated at any time without paying any fee or penalty. If a better deal or lower rates are offered while coverage is active, you can apply for a lower price without risking losing current coverage. Protecting your assets has never been easier. During the child-raising years, typically, the need for coverage is higher. Business-owners often need extra protection that is low-cost and also ensures that the business remains under control of the surviving family or business partner. The entire policy face amount is paid at the time of the covered person's death. Unless the policy premiums are tax-deducted, the payout is not subject to federal taxes. The death benefit and premium remain level during the "guarantee" period. You also have a conversion...